Due to the extensive research of Mo Stewart, a disabled female veteran of the WRAF, Unum’s influence and involvement with the government in the UK, namely the Department for Work & Pensions (DWP) and Atos Healthcare (AH) are finally being exposed for what it is.
Unum Life Insurance, UnumProvident and now Unum Group has long been involved with the UK’s Incapacity and Welfare programs exerting its influence to implement claims review practices similar to those used in the United States. A major goal of the government in the UK was to engage Unum’s assistance to drastically decrease the welfare budget. As a result, disabled individuals in the UK have also experienced unfair prejudicial claims decisions depriving citizens of much-needed financial support funded by the government.
It has long been known here in the US Unum physicians participated in research projects funded by the UK to discredit Chronic Fatigue Syndrome and Fibromyalgia as credible causes of permanent disability. Many UK participants have literally been “thrown off” benefits due to Unum’s bias toward CFS and FMS. In the past, the UK has awarded grants in excess of 300,000 pounds to Unum’s research center in Cardiff.
According to Ms. Stewart government propaganda in the UK “has the able-bodied general public convinced that the majority of people in receipt of Incapacity Benefit or Disability Living Allowance (DLA) are mainly “scroungers.” Sound familiar? The concept of secondary gain is often viewed in the UK as a concept imported from America through Unum’s management and so-called researchers.
To make matters worse the government employs the services of Atos Healthcare (AH) to evaluate disability. Apparently, Atos uses computer software (LiMA) to render qualified assessments for disability. LiMA sounds very similar to MDA software used by Unum Group in establishing “recovery dates” for various medical impairments.
Another similarity with America is that the BBC and other media resources in the UK also refuse to report Unum’s influence in attempting to “privatize” through welfare reform in order to take advantage of the overwhelming profit loophole in the welfare system.
According to Ms. Stewart “it is no coincidence that Unum Insurance is about to launch a massive UK media campaign to promote their Income Protection Insurance as, clearly, it has been planned since 1994 as the UK takes another step forward towards the American style health service, funded by insurance.”
Clearly, Unum Group is a “global problem” of significant importance allowed “get out of jail free” cards by governments on both continents. This makes me wonder what Unum’s role may be in controlling American and UK healthcare systems as governments move toward a “new world order perspective.”
In the US insureds and claimants may finally understand why Unum Group is untouchable to the media and federal and state regulators who also take a blind eye toward Unum’s unfair and often illegal claims practices. ERISA, having been eroded by years of court decisions unfavorable to claimants, has provided little protection from abuse.
Many thanks to Mo Stewart who provided her research used for this post. If anyone has any interest in exploring Unum’s influence in the UK, please let me know and I will send additional information you may find extremely interesting.