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HomeAtosUnum’s Game Plan

A Unum Master Class for Financial Advisor

This information is intended for financial advisor, (Salesmen), and should not be used with customers.

Session covers “The need for Welfare Reform” with Unum being advisors to the government on Welfare Reform. 

Does that smell of a conflict of interests yo you ?

2012 Transfer all Incapacity Benefit claimants to New benefit

2011, (the year before), Unum launch massive media advertising campaign in the UK

The outcome of the assessment will not only determine a claimants ongoing eligability for ESA but also how much they will then receive based on which of the two claims categories they fall under.

Hmm, were not Unum advisor to the DWP on this eligibility ?

People on benefits long term, older & with financialy dependant adults will not receive extra benefits.

Again, are not Unum advisor to the DWP on this ?

The Claimants progress will be regularly assessed and interview will be conducted by a third party contractor paid on results

Is not that third party contractor using a system recommended to the DWP by Unum, (and discredited in the US), and how exactly does “payment by results” work?

ESA will not be enough for your clients ?

Implying that this creates a market for Unum’s Income Protection Insurance

Who advised the DWP on these rates that have created this market?

Even the highest rate of benefits will fail significantly short of what most clients need in order to meet their usual household bills.

Implying that this creates a market for Unum’s Income Protection Insurance

Who advised the DWP on these rates that have created this market?

Game over, a massive market and profit opportunity created in the UK for Unum selling their Income Protection products!

What a brilliant strategy for Unum!

www.unum.co.uk

 Published in the public interest

 

 

 

Comments
  • Maija September 15, 2011 at 4:49 pm

    wow.

  • smokinghorse September 15, 2011 at 5:27 pm

    Well what can l say speechless

  • Lenin's Cat September 16, 2011 at 12:33 am

    Is this not proof of corruption, conflicts of interest, and a deliberate plan to privatise the entire welfare state?

  • Mo Stewart September 16, 2011 at 4:57 am

    Is this not what my research report exposed and predicted?

    Mo Stewart

  • Socrates September 16, 2011 at 11:23 am

    It’s time to fight with every Spoon we have…

    • Holmey September 16, 2011 at 11:26 am

      You couldn’t make it up could you Socrates, they are even blatant about it.

  • Holmey September 16, 2011 at 11:25 am

    http://www.lawyersandsettlements.com/case/first_unum.html?ref=article13976

    a company exposed in the US now being introduced to the future sick and disabled of the UK with the complicity of our government 🙁

    Watch out for more exposures on what’s going on here over the next week.

  • Action_T4 September 16, 2011 at 11:05 pm

    So if this information is intended for financial advisers and should not be used with customers, why is it openly available on the Internet?

    • Holmey September 16, 2011 at 11:12 pm

      It does beg that question T4 doesn’t it – Perhaps to rub our faces in what they are doing.

  • Action_T4 September 16, 2011 at 11:21 pm

    Mo Stewart said “Is this not what my research report exposed and predicted?”

    But hasn’t the information on this website been available since Mach 2010?
    http://www.unum.co.uk/forAdvisers/Individual/knowledge-and-learning/Pages/knowledge-and-learning.aspx

    • Holmey September 16, 2011 at 11:32 pm

      Yep, and not only Mo but several others, (including me), have been predicting it for a few years now with this only being spotted recently and it ties in nicely with their recently announced mass marketing campaign with the timing being impeccable don’t you think?

      We did post a link to Unum’s page, (above), a couple of months ago on here but in view of recent developments it was decided it now warranted a far better presentation.

  • Mo Stewart September 17, 2011 at 2:19 am

    The whole point of the research report was to bring all the reported evidence together, in one report, so that people don’t need to trawl the internet for info. Two members of the House of Lords quoted from my report during the welfare reform debate, and now it goes to the committee stage where noble members are predicting an entire raft of ammendments. Meanwhile, Freud had already instructed the Chief Whip to prevent the next stage being debated in the full chamber, so another conspiracy to restrict access to our democracy.

  • Aletheia November 8, 2011 at 11:04 am

    Profiteering seems to be government policy these days doesn’t it. Why else would DWP prefer to line the pockets of private companies than employ advisers who work as DWP employees. Why would they rather take money away from the NHS to pay Atos to manage the Choose and Book instead of allowing NHS to run it themselves. It would be cheaper but hey the gov not interested in saving taxpayers money, they only appear to be interested in what they can get out of it for themselves- at the expense of the rest of us.
    http://www.atoshealthcare.com/index.php?option=com_content&task=view&id=116&Itemid=311

  • Mike Caics June 8, 2013 at 2:20 pm

    They brought into the UK Benefits and Welfare system criminals disguised as a ‘financial services authority’ – a “systematic welfare and disability denial factory” is how they were described by the Supreme Court in America. Unum were subjected to millions of dollars in fines for ‘unethical behaviour’ – a significant judgement which, UNDER U.K. FSA LAW AND REGULATIONS SHOULD HAVE EXCLUDED AND BARRED UNUM FROM EVEN BEING CONSIDERED FOR THIS GOVERNMENT ‘TENDER.’ Parliament AND the House of Lords are INSTITUTIONALLY CORRUPT, LIARS, SWINDLERS AND FRAUDSTERS OF ALL WHO BUILT AND MAINTAINED THE WELFARE STATE! Their EXPRESS INCLUSION AND USE OF UNUM IS A CRIMINAL ACT – IN DEFIANCE OF ALL BRITISH LAWS OF FRAUD AND FLAGRANT DISHONESTY! THE COALITION ARE ALL TAINTED BY THIS, AS IS THE PREVIOUS LABOUR GOVERNMENT (ESPECIALLY PRIME MINISTER GORDON BROWN WHO MAY WELL HAVE A FINANCIAL INTEREST IN UNUM..) THE DWP ARE LINING THE POCKETS OF FRAUDSTERS – AND THE BRITISH PUBLIC ARE BLIND, DEAF AND DELIBERATELY IGNORANT OF THAT FACT!

    • Stepping Razor Sound Plate June 8, 2013 at 3:56 pm

      Great sum up. The uk government hiring criminal companies, some which have been outlawed in some states of the usa. UNUM hide behind the uk government, dwp, & lawyers to run a criminal healthcare system, where ever they operate. IDS & the DWP are at fault with unum in that unum control all the strings & if unum is going down so are the people who hired unum to run the Welfare Reform Bill for the Con/Libs. The Integrity Department at the DWP another company plc name with lots of Integrity shares. The Integrity Benifit of shares is denial of benifits to be shared for the disabled people that really need it.

  • Mike Von Doom July 3, 2013 at 9:19 am

    Absolute enemies of democracy. Why we aren’t chasing these criminals out of the UK with flaming torches and pitchforks is beyond me.

  • Annos July 3, 2013 at 11:09 pm

    “What’s a £1 billion fraud worth? A suspended sentence”

    http://www.taxresearch.org.uk/Blog/2013/07/03/whats-a-1-billion-fraud-worth-a-suspended-sentence/

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