Copy of complaint sent this morning by Black Triangle to the Scottish representative of the Office of Fair Trading Re: Unum.
I write to you as the Scottish Representative of the Office of Fair Trading on behalf of the Edinburgh based disability rights campaign group Black Triangle which has serious concerns regarding the fairness, (and legality), of Unum Insurance’s involvement in the UK income protection, (disability), insurance market when they have been advising the UK Government, (via the DWP), on welfare reforms since 1994 to the present time.
For reference to this please check out the following pages on our website –
Unum Marketing Campaign
This also mentions the Guardian/Unum tie up, with The Guardian being one of the only newspapers that was campaigning against Atos’s involvement in the benefits assessment programme, (until the above mentioned Unum tie up that is).
Unum’s Marketing Master Class for it’s Financial Advisors
This page references what Unum describe as “A Master Class” to their Financial Advisors”, (Salesmen), in which they advise them that the current welfare reforms, (that they advised on), are something that can be used as a “sales tool” for want of a better description.
Unum/Atos – A Conflict of Interests?
An “editorial” type article outlining Black Triangle’s general concerns re Unum’s involvement in the income protection, (disability), insurance market.
Unum Denies Profiting from Welfare Reforms
Unum’s denial to John Pring, (of www.disabilitynewsservice.com), that they are profiting from the current welfare reforms with Black Triangle’s view being, (on the evidence that we have), that Unum’s involvement as advisors to the DWP was grossly understated by the Unum executives to John’s enquiries.
See Also – Atos : Unum Connections
Mike O’Donnell, Chief Medical Officer of Atos Healthcare.
Check out who the Chief Financial Officer of Unum Insurance UK is too.
BBC Has internal Unum documents claiming that they are influencing UK Government policy.
And the attached report by Mo Stewart which was distributed to 360 members of The House of Lords prior to the 2nd reading of the Welfare Reform bill and referenced during the debate by several of them.
For information regarding the Unum scandal in the US may I suggest the book “Insult to Injury, Insurance, Fraud & the Business of Bad Faith that was recommended to me by Prof Dan Feldman, (Professor of Law, Yale University), who was the special prosecutor of the New York DA’s office which negotiated the legal settlement on behalf of 38 US states with Unum as the definitive general description of what went on –
If you understand how Atos is operating in the UK, you only have to read the first 30 pages of this book to see that they are operating in exactly the same way as Unum was in the US prior to them being prosecuted, fined, ordered to pay $100’s of millions in compensation and reopen over 300,000 claims
Black Triangle have serious and genuine concerns regarding Unum Insurance’s position in the UK income protection insurance market with all the evidence that we have seen indicating that this has been a long term plan that has included infiltrating the DWP to enter the UK market for their products.
We request that the Office of Fair Trading use the considerable powers it has to investigate this matter fully and take any necessary action.
Phil LockwoodWebmaster & Information Coordinator On Behalf of www.BlackTriangleCampaign.Org